Why The Dechen Agency

Small businesses need to compete with larger companies on many fronts and growing your business depends on attracting and retaining good employees. Employees are looking for more than just competitive pay. An employee benefits package that allows your company to stand out is important when competing for talent. 

Christopher Dechen is the owner and founder of the The Dechen Agency.  He has close to thirty (30) years of experience in the employee benefits sector working with all types of companies to maximize the value of their investment in an employee benefits program.  Christopher understands that smaller companies often need the expertise and honest counsel of an experienced advisor to tailor an employee benefits package to meet their current needs, as well as developing a growth strategy that aligns with the organization's future objectives. 

From traditional health insurance plans (more costly) to alternate markets (value options), Christopher will identify products and services that best fit your current needs. He will provide you with a winning communication strategy that demonstrates your investment and commitment to your employees - making you an Employer of Choice.

Core Insurance Products

Traditional and Alternatives

Provides healthcare, dental, vision, life, disability and supplemental insurances. 

Experienced with group health and prescription drug products that are fully insured, level-funded premium, self-funded, and a value-option for a voluntary health plan alternative provided on a private exchange.

Employee Perks & Flex Benefits

Low Cost - High Value

Offering flex spending Accounts (FSA), health reimbursement arrangement (HRA),  health savings account (HSA) and premium only plans (POP) are inexpensive ways to save your employees money.   

Creative programs like loan repayment plans, pet insurance, and an employee assistance program (EAP) shows an employer cares about their employees personal life too.

Professional Employer Organization (PEO)

Focus on Your Core Business

Explore if a PEO is right for your business.  For business owners that want to free up their time from administrative tasks, tax & compliance, and human resources issues. 

Many PEO options provide a "big company" benefits program that may be more affordable than what a company could get if they went direct to the carriers.

We will evaluate the "all-in" costs of a PEO compared to getting these services direct.